Cet-to,
Assurance of salvation is something that many believers including myself have struggled with.
What is happening is you are examining your life and seeing stuff, and thinking, "is this keeping me from being saved."
Obviously this relates to the story of the rich young ruler. What we have to know is, "how does this account apply to our life?" Is Jesus telling this man he can not be saved? Because in several places Jesus makes it clear that salvation is by faith. Jesus doesn't tell Nicodemus to sell all he has, does he? So, what can we learn?
Notice the rich young ruler (RYR) didn't ask, 'how can I be saved?' He asked, 'how can I inherit eternal life?' How was he perceiving eternal life? I think it is clear that to him, eternal life was just another thing to add to the wealth he already had.
Let me ask you this. If Jesus, in the flesh, walked up to you and said that you could sell all your stuff and be 100% assured of
salvation, would you? I mean 100%, no ifs, ands, or buts about it. who wouldn't? Anyone who knew they needed salvation would. Ah hah, and there is the key. Just considering this proposition you realize two things. You are a sinner, and you need saving. Once you put this in words like that, you start to realize this is not what Jesus was teaching. "Sell all you have and then you can get a certificate of eternal life." No sir, that's not it. You see the man had no idea what he was asking. Eternal life is the by-product of salvation. Did the rich young ruler realize he needed
salvation? No. He wanted eternal life. Who doesn't. Even the most wicked person wants eternal life. But does wanting eternal life equate to knowing one's need of salvation? Nope. And so, Jesus exposed his self-righteousness when He presented him with a few commandments. The man says, 'Sure, I've kept all those since I was a kid." Really? Did this man see himself as a sinner needing saving? No. He saw himself as good, fit, and worthy of eternal life. Not a sinner, dead in his trespasses, desperate for forgiveness. Is that how you see yourself? Based on your post, you don't seem like the RYR too me. You seem concerned about your sin and need of saving.
Let's imagine for a second that the RYR didn't leave discouraged. Let's imagine that he didn't try to convince Jesus that he was a 'good' person. And instead, he fell down and wept, and admitted, "But Lord, I haven't really kept those commands. ‘God, have mercy on me, a sinner." (Luke 18:13) Do you really think Jesus would have said, go sell all you have? Well, what did Jesus say? (Luke 18:14)
Sometimes i do wish i was born in places of poverty
All Christians come to a place of poverty. Spiritual poverty. How can one be saved unless they realize that they have nothing with which to inherit eternal life. Despite money, belongings, etc. they are destitute before God. Spiritually bankrupt. Jesus said that we need to believe his message. (John 5:24) Is His message not salvation for 'sinners?' So, if you trust Jesus as savior, then you also believe that you need saving. And that you are destitute, poor, a sinner.
Look at what the scripture says just a few verses earlier.
"To some who were
confident of their own righteousness and looked down on everyone else, Jesus told this parable:"
(Luke 18:9)
I don't think we can read the RYR out of the context of what was mentioned just a few verses back. Was the rich young ruler this confident in his own righteousness? The text leaves no question. (Luke 18:21)
The man leaves and Jesus gives the gospel. All he had to do was stay. (Luke 18:27) Jesus replied, “What is impossible with man is possible with God.”
Obviously Cet-to, only you know what you have or haven't believed about Christ. Butl, even believers can slip back into these doubts about their own salvation. And the reality is there is no need for this. If you have believed on Him and His message (John 5:24) then you have eternal life. And when you doubt His promises, what you are really doing is saying, that you don't trust what God has already done for you. And we don't want to make God out to be a liar.
There is nothing wrong with evaluating yourself and whether you are being a steward with what you are given. There is also nothing wrong with doing such an inventory and realizing that your lifestyle is not in keeping with the calling you've received. But, the fact is, if you are saved, you are saved. You may not be living as if you are. And if you are not, the wise thing to do is to repent and live worthy of the calling you have received. (Eph. 4:1)
In fact, read Ephesians. Read it over and over. Let it permeate every fiber of your mind and heart. It is Christianity 101. It tells you who you are in Christ and what you already have. And then instructs you how to live it out.